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All-in-One Payment Solution for Merchants

Fundi Technology has developed an innovative solution called QRPay — an integrated payment and settlement platform built for merchants who value speed, security, and simplicity in every transaction.

We enable businesses across South Africa to accept payments through multiple channels and settle them seamlessly in USDT (Tether) — ensuring fast, borderless, and cost-efficient transactions that eliminate traditional banking friction and delays.

Comprehensive Payment and Settlement Capabilities

Online Payment Solution

Accept payments effortlessly through your website, mobile app, or via seamless API integration. Our flexible infrastructure adapts to your existing systems, enabling you to start processing transactions quickly without extensive technical overhead.

Settlement Solution

Simplify your backend operations with instant settlements in stablecoins — no delays, no intermediaries, no complications. Receive your funds directly in USDT, giving you immediate access to liquidity and eliminating the traditional banking bottlenecks that slow down your cash flow.

Why Choose Fundi Technology

Our platform delivers unmatched value through a combination of flexibility, security, and comprehensive features designed for the South African market.

All-in-One Platform

The most complete payment and voucher solution available on the South African market, consolidating multiple payment channels into one seamless system.

Easy Checkout Integration

Quick setup with existing e-commerce platforms or voucher systems — integrate in days, not months, with comprehensive API documentation and dedicated support.

Voucher-Based Promotions

Merchants can promote their business using branded or prepaid vouchers, creating new revenue streams and customer acquisition channels.

Highly Secure

Blockchain-based infrastructure ensures complete transparency and security, with immutable transaction records and industry-leading encryption protocols.

Prepaid & Postpay Options

Flexible solutions to suit different business models — choose the approach that best matches your operational needs and cash flow requirements.

Branded Vouchers

Custom design and branding options for your business, ensuring your vouchers reflect your brand identity and enhance customer recognition.

Who We Work With

Fundi Technology partners with a diverse range of industries and merchants across South Africa, delivering tailored payment and settlement solutions that meet sector-specific requirements.

Retailers & Supermarkets

From independent shops to large chain stores, enabling seamless voucher distribution and crypto settlement capabilities.

Online Stores & Delivery Services

E-commerce platforms and last-mile delivery providers processing high transaction volumes with efficiency.

Casinos & Betting Platforms

Gaming and wagering operations requiring fast, secure settlement for their high-velocity transaction environments.

Utility & Airtime Resellers

Prepaid service providers distributing airtime, electricity, and other essential utilities to customers nationwide.

Entertainment & Gaming Platforms

Digital entertainment services, gaming platforms, and content providers monetising through vouchers and subscriptions.

Restaurants & Food Delivery

Hospitality businesses and food delivery platforms accepting vouchers and processing payments with minimal friction.

The TopItUp Platform

Our TopItUp platform provides an intuitive, user-friendly interface where vouchers are beautifully displayed and easily purchased. The platform seamlessly integrates with merchant systems, offering real-time inventory management, automated delivery, and comprehensive transaction reporting.

Seamless Integration

Connect your existing systems through our robust API with minimal technical complexity.

Professional Design

Clean, modern interface that enhances the customer purchase experience and builds trust.

Instant Delivery

Vouchers are delivered immediately upon purchase, ensuring customer satisfaction and repeat business.

How It Works

Prepaid Vouchers

Fundi purchases vouchers in bulk at discounted wholesale rates, then resells them to customers via our platform or through partner networks. This model provides immediate inventory availability and competitive pricing for high-demand products.

Postpaid Vouchers

We sell vouchers on behalf of the merchant using their API integration. When a customer purchases a voucher, it is generated and delivered directly from the merchant's system — via Topitup — to the customer instantly, eliminating inventory risk.

All-in-One Payment Solution

Customers can purchase directly from Fundi's website using multiple payment methods including crypto (USDT, BTC, ETH), debit/credit cards, or EFT/bank transfer.

USDT Settlement: Why It Matters

Settling in USDT transforms how merchants manage their finances, offering significant advantages over traditional payment processing methods.

Reduced Payment Costs

Stablecoin settlement dramatically minimizes transaction fees and banking charges compared to traditional payment gateways, improving your bottom line with every transaction.

Instant Global Settlement

No waiting for cross-border transfers or bank clearing delays — funds are available immediately in your wallet, ready to use or convert as needed.

Stable Value

Avoid currency volatility risks — USDT maintains consistent value pegged to the US Dollar, protecting your revenue from exchange rate fluctuations and local currency instability.

Operational Efficiency

Simplifies reconciliation, cross-border payouts, and accounting processes. One settlement currency means cleaner books and streamlined financial operations without traditional banking friction.

How It Works: Customer Payment Flow

This outlines the ideal customer payment journey on a merchant's website using Fundi Technology's solutions.

1. Initiate Payment via QR

Upon visiting the merchant's website, select 'QR Pay'. Scan the displayed QR code with your mobile device or click 'OK' to proceed. This is a distinct payment category.

2. Select Method and Amount

Redirected to a secure payment window, choose your preferred method (bank card, EFT, etc.) and enter the top-up amount. Confirm with 'OK' after reviewing details and accepting T&Cs.

3. Secure Transaction Completion

You'll be directed to the payment aggregator's secure page to enter card details and complete 3D-Secure verification. Receive instant confirmation of whether the transaction was successful or unsuccessful.

4. Confirmation & Balance Check

After the transaction, you're returned to the merchant's website. A clear message confirms success, and a prompt encourages you to check your updated account balance directly on the site.

Reach Out to Us

We're here to assist you with any inquiries regarding our payment solutions and partnership opportunities. Connect with our Chief Legal Officer directly.

Kerwin Moodley

Chief Legal Officer

Phone

+27 (82) 425-2345

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